Centennial Lending offers loan programs with competitive interest rates and costs for both residential and commercial construction projects. Our construction loan team is composed of experienced professionals who respond quickly to the needs of individuals, home builders, developers, and commercial real estate investors.

Construction loan terms generally range from 6 to 12 months. Interest rates vary and are determined on a case-by-case basis. Please contact us for more details regarding our programs and current rates.

We are currently able to provide construction financing to projects in the more populous areas of Colorado, Wyoming, Nebraska and Oklahoma. If you are in an outlying area of one of these states, please contact us to determine how we can help you with your project.

Residential Construction Lending
Building your home? From start to finish, we can help! Centennial offers loan programs for the purchase of your lot, construction of your home, and permanent financing when you are ready to move in.

Are you a residential builder or developer? Centennial has flexible programs that we can tailor to fit your needs for speculative or contract building.

Commercial Construction Loans
Whether you are planning to build a commercial building for your business to occupy, or as a rental or investment property, we can provide financing for its construction. We can also finance your commercial lot on a speculative basis, or while you are still in the construction planning phase.

Apply for a Construction Loan
Adobe Acrobat Reader 5.0 (or later) is required to view and fill in the following application packets. The packets contain all the information needed to start your application process. Please either fax or mail it to us after its completion.

Individuals Building Their Own Primary Residence Apply Here:


Residential Builders, Developers, or For Commercial Property Construction Apply Here:

If you do not have the Adobe Acrobat® reader installed on your machine,
you may download it for free by clicking the link provided below.