Centennial Lending, LLC is committed to providing the highest level of security
and privacy protection to our customers. It is for this reason that we have adopted
the following privacy/data protection guidelines.
Types of Information We Collect. We collect information about
our customers for lawful business practices only, or as is required by law. We
gather this information in the following ways: (a) Information we receive from
customer(s) on
applications or other forms as well as other communications including electronic
messages (such as your name, address, social security number, assets, liabilities
and income); (b)
Information
about
customer(s)
transactions
and
history
with
us;
(c) Information received from a credit reporting agency or check verification
agency
regarding creditworthiness, credit history and account activity.
Fair Credit Reporting Act. Centennial Lending is permitted by
law
to
share
any
information about customer transactions or experiences with customers with credit
reporting agencies. However, information taken from credit reports will not be
exchanged
or shared with anyone.
Security and Confidentiality. Centennial Lending will partner
only with businesses that follow strict confidentiality requirements. Under no
circumstances will we sell customer information to third parties or disclose
any nonpublic information about our customers or former customers to anyone,
except
as permitted by law.
From time to time, subject to applicable law, we may furnish nonpublic
information to third parties about a customer or their account.
Applicable
law
permits
us
to
share
information
about our experiences or transactions with a customer or their account
with third parties and also permits us to share additional information
about
them or
their
account to the following types of affiliated third parties: insurance agents,
investors, lenders, appraisers, title companies, consumer reporting agencies,
county recording offices and companies related to us by common control
or ownership ("affiliates") and participating partner credit unions. By entering
into
a
relationship
with us, customers are agreeing to this use and disclosure of information.
Employees of Centennial Lending access information about customers only when
needed
to
maintain their
accounts or otherwise meet the needs of the customer. Proven technology
and
established
procedures
will be used for keeping customer information secure. Prudent and reasonable
measures will be taken
to safeguard the accuracy and privacy of all customer information. Accordingly,
Centennial Lending will verify that only authorized users have access to
account information
through
password
and/or personal identification number verification.
Centennial Lending will hold in confidence all transactions of this company
with its customers and all information respecting their personal affairs, except
to the extent deemed necessary in connection with:
- making loans
- extending lines of credit
- collection of loans
PLEASE NOTE: To allow additional services to be available to
customers, there are links from Centennial Lending's website to other websites.
Once
a customer
leaves the Centennial Lending website, we are not responsible for the privacy
practices
or the content of the linked websites. Centennial Lending will make all reasonable
attempts to review the content of linked sites; however,
as we
are not in control of these sites, we cannot guarantee their content. Centennial
Lending will
encourage customers to read the privacy statement of all linked websites to become
acquainted
with their specific privacy practices. For further information, please feel
free to contact us.
 |
 |