Conventional Loans in Denver
Have you considered applying for a Mortgage loan from Centennial Lending? If you’re looking to buy a home in Denver, Boulder, Northern Colorado, Wyoming, Arizona, Oklahoma, Oregon, Iowa, Idaho, New Mexico and Nebraska, consider learning more about our services.

conventional loans denver

We are locally owned and operated out of Longmont, Colorado (about 30 miles north of downtown Denver) and offer a variety of financing options, competitive rates and personalized lending services.

When it comes to financing a home, you have several different options—including general mortgage, or conventional loans, FHA, VA and reverse mortgages.

Conventional loans, unlike FHA loans, which are a popular alternative, offer more options. Conventional loans typically require a down payment of at least 5 percent. Anything under 20 percent means you’ll most likely have mortgage insurance premium.

FHA loans are good options for people who have less than perfect credit or who need a little help with gathering the money to put toward a down payment.

By far, conventional loans give you the most options; the professionals at Centennial Lending are here to help you select the best option for your specific situation.

Whether you’re looking to buy your first home or your fifth, we know that being a homeowner is part of the American Dream. If you live in Denver, Boulder, Northern Colorado or in one of the eight states in the region we serve, consider us for your financing.

Have a few more questions? View our FAQ page or give us a call at (720) 494-2740.

If you’re ready to get the process started right now? You can apply online here.