Why We Do It

We all long to be proud of the work we do. Not just about the dollars and cents, but about the effort we put in and the good that we do. At Centennial Lending our mission, vision, and our values help ensure we can be proud of both. These ideas have always been ingrained in how we do business. We’ve formalized these ideas to clearly illustrate our commitment to continuous improvement and future preparedness.

Our Mission: We deliver superior value through innovative lending solutions, expertise, and positive experiences.

Our Vision: Be the primary lending solution for our partners and all borrowers.

Values:  Integrity: We have an unwavering commitment to honorable business practices and honest communication.

                 Expertise: We are a source of industry-leading knowledge and execution.

                Service: We pledge to provide positive experiences, creating lasting relationships.

                Innovation: We create value through superior business processes.

We believe these ideas provide a framework for continued success. By actively focusing on these ideas and practicing these values we can continue to provide industry-leading products and services, while also focusing on the impact that our efforts have on our partner’s and customer’s financial well-being, and by extension, their lives. We understand the power of our overall impact and make every effort to ensure it’s always positive.

Success Through Collaboration

Centennial Lending pride ourselves on providing continuous and measurable value to our credit union partners, their members, and our customers. As a result, Centennial Lending remains profitable and continues to grow.

In a cooperative environment, success is always the result of collaborative effort, and with effort comes rewards.

In recognition of the cooperative ideal and our collective efforts, Centennial Lending is launching two rewards initiatives.

Processing Fee Reduction:
We are reducing our processing fees from $995 to $500 on all new mortgage applications submitted between October 9th and December 31st. We expect this initiative to result in more than $200,000 in value.*

The savings don’t end on December 31st. Starting in 2022, Centennial Lending’s new processing fee will be $750.

Servicing Fee Discount:
We are returning all loan servicing fees to our credit union partners. We expect this initiative to add $375,000 to the bottom lines of our credit union partners. While these savings may not be passed directly to credit union members and borrowers, the cooperative structure of our industry ensures when credit unions win, members and borrowers also win.

Centennial Lending expects to return more than $500,000 in cash and direct value to our credit union partners, their members, and our borrowers.

*Based on the average number of loans submitted during the promotional period.
** Based on an estimate of October, 2021 partner servicing portfolios.

From our Team

Jeff D. : Senior Vice President

“Centennial Lending has been a long-time supporter of our local Meals on Wheels organization. Centennial Lending staff are provided with volunteer hours to deliver meals and serve on the Board of Directors. In addition, the organization contributes financially to Meals on Wheels by sponsoring local fundraising events. It has been a wonderful partnership for over 20 years!”

Crista M.: Vice President

“I appreciate that Centennial Lending provides time off for employees to volunteer during normal business hours and even provides a set number of paid volunteer hours to all team members. I was able to use my volunteer hours to transport health care-workers to and from work during a massive Colorado snow storm. Centennial Lending’s commitment to the community goes beyond words. It’s tangible. “


Our commitment to service extends beyond our immediate customers as we recognize each of our customers is a member of a larger community. Our team relishes the opportunity to serve the community, many of them personally leading efforts to volunteer, fund raise, and participate in outreach efforts.

We are proud of our team and follow their lead; supporting literally dozens of organizations and programs determined to better our communities.

Animal Lovers Unite

Earlier this year we joined forces with the Rocky Mountain Chapter of Credit Unions to make dog toys for local animal shelters. Members of our team volunteered an hour of their time from in the office or from home. We donated our dog toys to the Riverdale Animal Shelter where one of our employees volunteers to walk dogs each weekend.

While COVID-19 hindered some of our outreach efforts our team did volunteer to craft ornaments for the Longmont Humane Society’s 2020 holiday giving tree. These ornaments showcase photos of animals that have been adopted through the shelter with donation dollar amounts to help provide for current shelter residents. Unfortunately we were not able to complete these volunteer hours at the shelter. We certainly missed the shelter animals visiting us during our volunteer time, but are so grateful that we were able to help this great cause!

Believe Big!

Members of the Centennial Lending team including Heather, John, Jennifer, and Robin spent their time “Believing Big” and hand painting mugs for distribution to local cancer patients.

Believe Big is passionate about bringing spiritual and emotional refreshment to patients by distributing Believe Mugs that are hand-painted by children and adults within our community.

Thank you for your contribution. Your generosity touches our hearts! Without you we could never help our clients achieve “help for today and hope for tomorrow.”

Sarah M., House of Neighborly Service

Centennial Lending generously supports Longmont Humane Society through employee giving and supply drives to help us care for over 4,000 companion animals annually. We appreciate that Centennial Lending and its employees chose to support locally.

Longmont Humane Society
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